Credit History Starts With Credit. Not Debit.
A secured credit card for institutions that already teach. Your brand on the front, a real credit file building behind it. It ships inside Kredit Quest, so the lesson and the credit line arrive together.
Ours, or entirely yours.
Three faces, two orientations, print-ready front and back. Take the turquoise card as it comes, or put your own mark on the white and black templates.
A debit card teaches spending. It builds nothing.
Almost every financial product aimed at young people is a debit card or an investing app. Neither reports to a bureau, so a member can use one responsibly for years and still arrive at their first loan application with no file at all. A secured credit card is the only version of this that leaves a record behind.
Credit unions, banks and mission-driven organizations already running Kredit Quest.
The card is not sold on its own. It extends a platform your members are already using, which is what makes the credit line make sense to them and the underwriting make sense to you. Signed partners receive first launch priority.
They Should Offer This.
You cannot get this card directly, and we would rather say so than collect your email for nothing. Tell us where you bank and we will reach out to them. Enough requests from one institution is the most persuasive thing we can carry into a conversation, and if they come on board, you will be the reason.
We only use your email to tell you if they come on board.
Here on behalf of an institution instead? Hold your place in line.
“We are committed to starting financial education at an early age, especially understanding credit. Kredit Academy is the only platform we found doing this. Most solutions are targeted at teenagers offering debit cards or early investing products.”
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