Is Kredit Quest really free?

Yes. Learners never pay anything, for lessons or for rewards. Organizations fund the platform, which is what keeps it free for the people using it.

Free, always · iOS and Android

Learn Credit Before It Learns You.

Q: What if my child is under 12?

Start with Kiddie Kredit instead. It teaches the same idea of credit through chores, and it is also free.

Q: Does my bank or credit union have a branded version?

Some do. If your institution is a partner, you will see their branding and their rewards inside the same app.

Kredit Quest turns credit and money into short lessons you can finish on a bus ride. Points turn into real rewards, and the app adapts to what you already know, so you are never stuck on the basics.

Download for iPhone Download for Android

What you actually open

Open it, learn, earn, redeem.

The Kredit Quest app opening on a rotating financial tip about using strong passwords

The Kredit Quest Learn screen with Continue Journey, categories, flashcards, practice and progress

The Kredit Quest home screen showing today's goal, a twelve day streak, points earned and quick actions

The Kredit Quest rewards catalogue showing gift cards priced in points, vendor names blurred

Opening

A financial tip every time

Learn

Pick up where you left off

Earn

Points, streak and today's goal

Redeem

Spend points on real things

Opening

It teaches you something before you even arrive

The app opens on a rotating financial tip, so even a ten second visit leaves you with one useful thing.

Learn

Continue the journey, or browse

One tap resumes exactly where you stopped. Categories, flashcards and practice are there when you want to choose for yourself.

Earn

Your points are the first thing you see

The home screen keeps today's goal, your streak and your points balance in front of you, which is what makes tomorrow's visit likely.

Redeem

Points become gift cards

Learning pays out in things people actually want, priced in points, redeemed in the app.

Vendor names in the rewards catalogue are blurred here on purpose. Corporate partners interested in becoming a featured vendor can contact us. On a partner deployment every one of these screens carries that institution's logo, colors and rewards.

Also on desktop

There is a desktop version too.

If your bank or credit union offers Kredit Quest, you get it in the browser as well as on your phone. One account, one streak, one set of points, so you can start a lesson on the bus and finish it on a laptop. Their logo and their rewards are on it, not ours.

learn.yourcreditunion.org

Their logo here

▶Learn

Rewards

Home

Tools

Profile

Same account, same progress, on any device.

Learn

▶

Continue Journey

Pick up where you left off

›

View Categories

Browse by learning goal

Flashcards

Bite-sized review

Practice

Reinforce what you learned

Tools & Challenges

There is more to see

My Progress

See how far you have come

›

Today's goal

2/3

1 lesson to go

Keep your 12 day streak

Your points

1,670

Redeem in Rewards

Their slot

Their auto loan

Offered when you are ready for it

Turquoise is the version you download yourself. The rest is what it looks like when an institution runs it.

Yours is turquoise. Theirs is whatever they choose.

The app on the store is ours and free forever. The branded version is the same journey with an institution's name on it, their rewards inside, and desktop included.

Want the branded one?

Only your bank or credit union can switch it on. Tell us where you bank in the form at the bottom of this page and we will make the case to them.

Why it works

Most financial education is a PDF nobody opens.

Kredit Quest is built to be finished, not just started. Short lessons, visible progress, and a reason to come back tomorrow.

It meets you where you are

Lessons adapt to what you already know. If you understand interest, you will not be taught interest.

Progress you can see

Streaks, points and completed journeys, so the work you have already done stays visible.

Rewards that are real

Points convert into gift cards and perks. Learning pays before your credit score catches up.

How it goes

From first lesson to real credit.

Start where you are

A short placement finds your level so the first lesson is useful, not remedial.

Build the habit

A few minutes a day. Credit, budgeting, debt and saving, in plain language.

Earn as you go

Points accumulate with every completed lesson and turn into rewards you choose.

Move to real creditComing soon

The Kredit Card, a secured card built for people with no history to build on.

Three languages

Learn in the language you actually speak.

English, Spanish and Haitian Creole, on every tier. Aprenda en el idioma que habla en casa. Sa pa koute anyen anplis.

Common questions

Is it really free?

Yes. Learners never pay anything, for lessons or rewards. Organizations fund the platform, which is what keeps it free for you.

Who is it for?

Teens and adults. Content is age-appropriate throughout, and under-18 accounts have reward pressure and urgency mechanics switched off.

What if my child is under 12?

Start with Kiddie Kredit instead. It teaches the same idea through chores, and it is also free.

Does my bank or credit union have a branded version?

Some do. If yours is a partner, you will see their branding and their rewards inside the same app, plus the desktop version.

“We chose Kredit Academy as a financial literacy partner the moment we saw the capabilities of Kredit Quest.”

Erin Komorowski
COO, M&T Bank

For organizations

Put your brand on it

Credit unions, banks and mission-driven organizations run Kredit Quest under their own name, with their own rewards and reporting. Pricing is published.

See Pricing

One more thing

They Should Offer This.

Some banks and credit unions give this to every member, fully branded, with their own rewards. If yours does not yet, tell us where you bank and we will reach out to them. If they come on board, you will be the reason.

We only use your email to tell you if they come on board.